/* ===== LOCAL CSS VARIABLE EXTENSIONS ===== */
        /* These fill in vars used across tools that aren't in styles-v2.css */
        :root {
            --color-success:       #16A34A;
            --color-success-bg:    #F0FDF4;
            --color-warning:       #D97706;
            --color-warning-bg:    #FFFBEB;
            --color-danger:        #DC2626;
            --color-danger-bg:     #FEF2F2;
            --color-border-light:  #F1F5F9;
            --color-cta:           #0369A1;
        }
        [data-theme="dark"] {
            --color-success-bg:  rgba(22, 163, 74, 0.10);
            --color-warning-bg:  rgba(217, 119, 6, 0.10);
            --color-danger-bg:   rgba(220, 38, 38, 0.10);
            --color-border-light: #1E293B;
        }

        /* ===== HERO ===== */
        .cc-hero {
            background: var(--color-primary);
            color: #fff;
            padding: 2.5rem 1.5rem 2rem;
            text-align: center;
        }
        .cc-hero h1 {
            font-family: var(--font-heading);
            font-size: clamp(1.5rem, 4vw, 2.25rem);
            font-weight: 800;
            margin: 0 0 0.5rem;
            letter-spacing: -0.02em;
        }
        .cc-hero p {
            opacity: 0.85;
            max-width: 600px;
            margin: 0 auto 1.25rem;
            font-size: 1rem;
            line-height: 1.6;
        }
        .hero-callout {
            display: inline-block;
            background: rgba(3, 105, 161, 0.35);
            border: 1px solid rgba(56, 189, 248, 0.4);
            border-radius: var(--radius-md);
            padding: 0.75rem 1.25rem;
            font-size: 0.95rem;
            font-weight: 600;
            max-width: 640px;
            line-height: 1.5;
        }
        .hero-callout strong { color: #7DD3FC; }

        /* ===== FILTER BAR ===== */
        .filter-bar {
            position: sticky;
            top: 0; /* sits under the fixed header on desktop — on mobile header is also sticky */
            z-index: 90;
            background: var(--color-card);
            border-bottom: 1px solid var(--color-border);
            box-shadow: 0 2px 8px rgba(0,0,0,0.06);
            padding: 0.85rem 1.25rem;
        }
        .filter-bar-inner {
            max-width: 1200px;
            margin: 0 auto;
            display: flex;
            flex-wrap: wrap;
            gap: 0.75rem;
            align-items: center;
        }
        .filter-group {
            display: flex;
            flex-wrap: wrap;
            gap: 0.5rem;
            align-items: center;
        }
        .filter-label {
            font-size: 0.78rem;
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 0.06em;
            color: var(--color-text-light);
            white-space: nowrap;
        }
        /* Toggle switch */
        .toggle-wrap {
            display: flex;
            align-items: center;
            gap: 0.45rem;
            cursor: pointer;
            user-select: none;
        }
        .toggle-wrap input[type="checkbox"] {
            position: absolute;
            opacity: 0;
            width: 0;
            height: 0;
        }
        .toggle-track {
            width: 36px;
            height: 20px;
            border-radius: 10px;
            background: var(--color-border);
            position: relative;
            transition: background 0.2s;
            flex-shrink: 0;
        }
        .toggle-track::after {
            content: '';
            position: absolute;
            top: 2px; left: 2px;
            width: 16px; height: 16px;
            border-radius: 50%;
            background: #fff;
            transition: transform 0.2s;
        }
        .toggle-wrap input:checked + .toggle-track {
            background: var(--color-success);
        }
        .toggle-wrap input:checked + .toggle-track::after {
            transform: translateX(16px);
        }
        .toggle-wrap input:focus-visible + .toggle-track {
            outline: 3px solid var(--color-accent);
            outline-offset: 2px;
        }
        .toggle-text {
            font-size: 0.85rem;
            font-weight: 600;
            color: var(--color-text);
            white-space: nowrap;
        }
        /* Pill filter buttons */
        .pill-btn {
            padding: 0.35rem 0.85rem;
            border-radius: var(--radius-pill);
            border: 2px solid var(--color-border);
            background: transparent;
            font-family: var(--font-body);
            font-size: 0.82rem;
            font-weight: 600;
            color: var(--color-text);
            cursor: pointer;
            transition: all var(--transition);
            min-height: 36px;
        }
        .pill-btn:hover { border-color: var(--color-accent); color: var(--color-accent); }
        .pill-btn.active {
            background: var(--color-accent);
            border-color: var(--color-accent);
            color: #fff;
        }
        [data-theme="dark"] .pill-btn { color: var(--color-text); }
        [data-theme="dark"] .pill-btn.active { color: #0F172A; }

        .filter-divider {
            width: 1px;
            height: 28px;
            background: var(--color-border);
            flex-shrink: 0;
        }

        /* ===== MAIN LAYOUT ===== */
        .cc-wrapper {
            max-width: 1200px;
            margin: 0 auto;
            padding: 1.5rem 1.25rem 5rem;
        }

        /* Result count bar */
        .result-bar {
            display: flex;
            justify-content: space-between;
            align-items: center;
            margin-bottom: 1rem;
            flex-wrap: wrap;
            gap: 0.5rem;
        }
        .result-bar__count {
            font-size: 0.9rem;
            font-weight: 600;
            color: var(--color-text-light);
        }
        .result-bar__count span { color: var(--color-text); }

        /* ===== CAPITAL ONE WARNING BANNER ===== */
        .cap-one-warning {
            background: var(--color-danger-bg);
            border: 1px solid rgba(220,38,38,0.3);
            border-left: 4px solid var(--color-danger);
            border-radius: 0 var(--radius-md) var(--radius-md) 0;
            padding: 0.85rem 1.1rem;
            margin-bottom: 1.25rem;
            font-size: 0.875rem;
            color: var(--color-text);
            line-height: 1.55;
            display: none; /* shown by JS when Cap One card is visible */
        }
        .cap-one-warning strong { color: var(--color-danger); }

        /* ===== CARD GRID ===== */
        #cardGrid {
            display: grid;
            grid-template-columns: repeat(auto-fill, minmax(340px, 1fr));
            gap: 1.25rem;
        }

        /* ===== CREDIT CARD COMPONENT ===== */
        .cc-card {
            background: var(--color-card);
            border: 1px solid var(--color-border);
            border-radius: var(--radius-md);
            box-shadow: var(--shadow-card);
            overflow: hidden;
            transition: box-shadow var(--transition), transform var(--transition);
            display: flex;
            flex-direction: column;
        }
        .cc-card:hover {
            box-shadow: var(--shadow-hover);
            transform: translateY(-2px);
        }
        .cc-card.warning-card {
            border-color: rgba(220,38,38,0.35);
        }

        /* Card header */
        .cc-card__head {
            padding: 1.1rem 1.1rem 0.75rem;
            display: flex;
            align-items: flex-start;
            gap: 0.85rem;
        }
        .cc-card__logo {
            width: 44px;
            height: 44px;
            border-radius: 8px;
            border: 1px solid var(--color-border);
            object-fit: contain;
            background: #fff;
            flex-shrink: 0;
        }
        .cc-card__title-wrap { flex: 1; min-width: 0; }
        .cc-card__name {
            font-family: var(--font-heading);
            font-size: 1rem;
            font-weight: 700;
            color: var(--color-text);
            line-height: 1.3;
            margin-bottom: 0.15rem;
        }
        .cc-card__issuer {
            font-size: 0.78rem;
            color: var(--color-text-light);
            font-weight: 500;
        }

        /* Badge row */
        .cc-card__badges {
            display: flex;
            flex-wrap: wrap;
            gap: 0.4rem;
            padding: 0 1.1rem 0.75rem;
        }
        .badge {
            display: inline-flex;
            align-items: center;
            gap: 0.25rem;
            padding: 0.2rem 0.6rem;
            border-radius: var(--radius-pill);
            font-size: 0.72rem;
            font-weight: 700;
            letter-spacing: 0.02em;
            white-space: nowrap;
        }
        .badge--mla   { background: var(--color-success-bg); color: var(--color-success); border: 1px solid rgba(22,163,74,0.25); }
        .badge--scra  { background: #EFF6FF; color: #1D4ED8; border: 1px solid rgba(29,78,216,0.2); }
        .badge--warn  { background: var(--color-danger-bg); color: var(--color-danger); border: 1px solid rgba(220,38,38,0.25); }
        .badge--nofee { background: #F0FDF4; color: #15803D; border: 1px solid rgba(21,128,61,0.25); }
        .badge--lounge{ background: #FAF5FF; color: #7C3AED; border: 1px solid rgba(124,58,237,0.2); }
        [data-theme="dark"] .badge--scra  { background: rgba(29,78,216,0.12); color: #93C5FD; border-color: rgba(147,197,253,0.2); }
        [data-theme="dark"] .badge--nofee { background: rgba(21,128,61,0.12); color: #4ADE80; border-color: rgba(74,222,128,0.2); }
        [data-theme="dark"] .badge--lounge{ background: rgba(124,58,237,0.12); color: #C4B5FD; border-color: rgba(196,181,253,0.2); }

        /* Fee section */
        .cc-card__fees {
            padding: 0 1.1rem 0.85rem;
            display: flex;
            align-items: center;
            gap: 1rem;
            flex-wrap: wrap;
        }
        .fee-block { display: flex; flex-direction: column; }
        .fee-block__label {
            font-size: 0.7rem;
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 0.06em;
            color: var(--color-text-light);
            margin-bottom: 0.15rem;
        }
        .fee-block__civilian {
            font-size: 0.85rem;
            color: var(--color-text-light);
            text-decoration: line-through;
        }
        .fee-block__military {
            font-size: 1.25rem;
            font-weight: 800;
            color: var(--color-success);
            letter-spacing: -0.01em;
        }
        .fee-block__military.not-waived {
            color: var(--color-danger);
        }
        .fee-arrow {
            font-size: 1rem;
            color: var(--color-text-light);
            margin-top: 1rem;
        }

        /* Divider */
        .cc-card__divider {
            border: none;
            border-top: 1px solid var(--color-border-light);
            margin: 0 1.1rem;
        }

        /* Bonus + rewards */
        .cc-card__body {
            padding: 0.85rem 1.1rem 0;
        }
        .info-row {
            display: flex;
            justify-content: space-between;
            align-items: baseline;
            font-size: 0.85rem;
            padding: 0.3rem 0;
            border-bottom: 1px solid var(--color-border-light);
        }
        .info-row:last-child { border-bottom: none; }
        .info-row__label {
            color: var(--color-text-light);
            font-weight: 500;
            flex-shrink: 0;
            padding-right: 0.5rem;
        }
        .info-row__value {
            font-weight: 600;
            color: var(--color-text);
            text-align: right;
        }
        .info-row__value.highlight { color: var(--color-accent); }

        /* Capital One inline warning */
        .inline-warning {
            margin: 0.75rem 0 0;
            padding: 0.65rem 0.85rem;
            background: var(--color-danger-bg);
            border: 1px solid rgba(220,38,38,0.25);
            border-radius: var(--radius-sm);
            font-size: 0.8rem;
            color: var(--color-danger);
            font-weight: 600;
            line-height: 1.4;
        }

        /* Verdict section (expandable) */
        .cc-card__verdict-toggle {
            display: flex;
            align-items: center;
            justify-content: space-between;
            width: 100%;
            background: none;
            border: none;
            border-top: 1px solid var(--color-border);
            padding: 0.75rem 1.1rem;
            cursor: pointer;
            font-family: var(--font-body);
            font-size: 0.82rem;
            font-weight: 700;
            color: var(--color-accent);
            text-align: left;
            margin-top: auto;
        }
        .cc-card__verdict-toggle:hover { background: var(--color-bg); }
        .verdict-chevron {
            font-size: 0.7rem;
            transition: transform 0.2s;
            flex-shrink: 0;
        }
        .cc-card__verdict-body {
            display: none;
            padding: 0 1.1rem 1rem;
            font-size: 0.85rem;
            color: var(--color-text);
            line-height: 1.6;
            border-top: 1px solid var(--color-border-light);
        }
        .cc-card__verdict-body.open { display: block; }
        .verdict-chevron.open { transform: rotate(180deg); }

        /* Learn more / CTA */
        .cc-card__cta {
            padding: 0.85rem 1.1rem;
            display: flex;
            gap: 0.6rem;
        }
        .btn-learn {
            flex: 1;
            display: block;
            text-align: center;
            padding: 0.6rem 1rem;
            background: var(--color-accent);
            color: #fff;
            text-decoration: none;
            border-radius: var(--radius-sm);
            font-family: var(--font-body);
            font-size: 0.875rem;
            font-weight: 700;
            transition: background var(--transition);
        }
        .btn-learn:hover { background: var(--color-accent-hover); }

        /* ===== NO RESULTS STATE ===== */
        .no-results {
            grid-column: 1 / -1;
            text-align: center;
            padding: 3rem 1rem;
            color: var(--color-text-light);
        }
        .no-results p { font-size: 1.05rem; margin-bottom: 0.5rem; }

        /* ===== APPLICATION SEQUENCE ===== */
        .section-heading {
            font-family: var(--font-heading);
            font-size: 1.5rem;
            font-weight: 800;
            color: var(--color-text);
            margin: 0 0 0.4rem;
            letter-spacing: -0.02em;
        }
        .section-subhead {
            font-size: 0.95rem;
            color: var(--color-text-light);
            margin-bottom: 1.5rem;
            line-height: 1.6;
        }
        .section-block {
            margin-top: 2.5rem;
        }

        .timeline {
            display: grid;
            grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
            gap: 1rem;
        }
        .timeline-step {
            background: var(--color-card);
            border: 1px solid var(--color-border);
            border-radius: var(--radius-md);
            padding: 1.1rem;
            position: relative;
        }
        .timeline-step::before {
            content: attr(data-step);
            display: block;
            font-size: 0.7rem;
            font-weight: 800;
            text-transform: uppercase;
            letter-spacing: 0.08em;
            color: var(--color-accent);
            margin-bottom: 0.5rem;
        }
        .timeline-step h3 {
            font-family: var(--font-heading);
            font-size: 0.95rem;
            font-weight: 700;
            color: var(--color-text);
            margin-bottom: 0.4rem;
        }
        .timeline-step p {
            font-size: 0.82rem;
            color: var(--color-text-light);
            line-height: 1.5;
        }
        .timeline-step .step-cards {
            margin-top: 0.5rem;
            display: flex;
            flex-direction: column;
            gap: 0.25rem;
        }
        .step-card-pill {
            display: inline-block;
            font-size: 0.75rem;
            font-weight: 600;
            padding: 0.2rem 0.6rem;
            background: var(--color-muted);
            border-radius: var(--radius-pill);
            color: var(--color-text);
        }
        [data-theme="dark"] .step-card-pill { background: #334155; }

        /* ===== RULES INFO GRID ===== */
        .rules-grid {
            display: grid;
            grid-template-columns: repeat(auto-fill, minmax(260px, 1fr));
            gap: 1rem;
        }
        .rule-card {
            background: var(--color-card);
            border: 1px solid var(--color-border);
            border-radius: var(--radius-md);
            padding: 1.25rem;
        }
        .rule-card h3 {
            font-family: var(--font-heading);
            font-size: 0.95rem;
            font-weight: 700;
            color: var(--color-text);
            margin-bottom: 0.5rem;
        }
        .rule-card p {
            font-size: 0.85rem;
            color: var(--color-text-light);
            line-height: 1.6;
        }
        .rule-card .rule-issuer {
            display: inline-block;
            font-size: 0.72rem;
            font-weight: 700;
            text-transform: uppercase;
            letter-spacing: 0.05em;
            color: var(--color-accent);
            margin-bottom: 0.4rem;
        }

        /* ===== DISCLAIMER ===== */
        .cc-disclaimer {
            margin-top: 2.5rem;
            padding: 1.1rem 1.25rem;
            background: var(--color-card);
            border: 1px solid var(--color-border);
            border-radius: var(--radius-md);
            font-size: 0.78rem;
            color: var(--color-text-light);
            line-height: 1.6;
        }

        /* ===== RESPONSIVE ===== */
        @media (max-width: 700px) {
            .filter-bar-inner { gap: 0.5rem; }
            .filter-divider { display: none; }
            #cardGrid { grid-template-columns: 1fr; }
            .timeline { grid-template-columns: 1fr 1fr; }
            .rules-grid { grid-template-columns: 1fr; }
        }
        @media (max-width: 420px) {
            .timeline { grid-template-columns: 1fr; }
        }