Walmart+ is $98 a year. You can skip paying it two different ways if you know what to stack.

Path one: the Amex Platinum gives you a $12.95/month statement credit to cover a Walmart+ membership. That’s the exact retail cost ($12.95 × 12 = $155.40 — Walmart bills annual subscribers $98 but monthly subscribers more). Enroll once, the credit fires automatically each month. And for active duty, the Amex Platinum’s $895 annual fee gets waived under SCRA or MLA, so the whole stack costs $0.

Path two: pay for Walmart+ outright if your card doesn’t cover it. Sometimes worth it. Here’s what you actually get beyond free shipping.

What Walmart+ actually includes

Free next-day and two-day shipping with no minimum is the headline. The rest is where the real savings hide:

  • Paramount+ Essential — full subscription, no ads on most on-demand content, NFL on CBS, UEFA Champions League, plenty of movies. Retail: $7.99/mo, so $96/yr in value.
  • 10¢ per gallon off fuel at Walmart, Murphy USA, Sam’s Club, Exxon, and Mobil stations. For a household pumping 50 gallons a month, that’s $60/yr.
  • Mobile scan-and-go at Walmart stores.
  • Free delivery from Walmart on grocery orders over $35.
  • Early access to deals and new product drops.

Add it up: roughly $156/yr in retrievable value for a household that drives, streams, and shops at Walmart. For an Amex Platinum holder, it’s all net — the $98 fee is already covered by the monthly Amex credit.

How to claim it if you have the Amex Platinum

  1. Log into your Amex account and open the Platinum benefits page.
  2. Find the Walmart+ statement credit and click enroll.
  3. Open Walmart+ separately (walmart.com/plus) and start a monthly subscription at $12.95/mo.
  4. Pay that subscription with your Platinum card.
  5. The $12.95 credit should post within one billing cycle. Verify on your statement.

The monthly charge is critical — Walmart+ annual plans don’t trigger the Amex credit because the credit is $12.95/month, not a lump sum. Monthly is the only way.

If you don’t have the Amex Platinum

$98/yr feels steep for something you might only use a couple times a month. But if you drive more than 250 miles a week and watch anything on Paramount+, the Paramount + fuel math alone covers the fee for most active-duty households.

If you’re leaning toward the Amex Platinum anyway for other benefits, the Walmart+ credit is one more reason to pull the trigger — and the full breakdown lives in our Amex Platinum guide.

What to watch for

  • Paramount+ Essential, not Paramount+ with Showtime. If you want Showtime content you’ll upgrade and pay the difference.
  • Fuel discount requires the Walmart+ app at the pump. Scan the QR code on the pump or enter the membership ID in the app before you pay.
  • 10¢ off Exxon/Mobil is newer — verify at your station before relying on it. Murphy and Walmart gas stations are the core footprint.
  • Amex credit is enrollment-required. It won’t fire if you haven’t clicked the enroll button. Clicking it once is enough — it stays enrolled until you opt out.

One email, one login, one Walmart+ subscription. If your Amex Platinum is waived, the whole thing is free and you bring back roughly $156 of value a year.